4 days old

Sr Manager, High Line Credit Risk Underwriting (Small Business Card)

Capital One
McLean 2 (19052), United States of America, McLean, Virginia

At Capital One, were building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.                                               

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

Sr Manager, High Line Credit Risk Underwriting (Small Business Card)

Small Business Card is one of the fastest growing businesses within Capital One.  That growth is powered by our highly skilled underwriting team that makes account decisions for our most valuable clients.  We are seeking an experienced Business Banking professional with a growth mindset to be accountable for leading and developing a team of underwriters focused on managing credit line decisions up to $1MM.

In this role, you will have primary accountability for these key areas:

  • High Line Credit Decisions: You will have credit authority for making high line credit decisions that balance risk / revenues to meet business targets. 
  • Team and Talent Development: In this capacity, you will also recruit, develop, and manage a team of 6-12 underwriters who are trained to make high line credit decisions.

We are seeking a candidate that has significant commercial or small business underwriting experience and managerial experience who can recruit new talent and build a high performing underwriting team.  You will need excellent time management skills and a proven track record of setting and meeting ambitious goals. 

The candidate will be on point for developing associates commercial/small business underwriting skills and partnering with the High Line teams, Client Development and Product Teams.


  • Attain and maintain proper credit authority status
  • Improve commercial/small business underwriting decision performance
  • Conduct business interviews with high value clients
  • Execute on talent management activities to meet LOB goals
  • Manage to the Operations budget to achieve business goals
  • Develop near and long term staffing business goals/vision
  • Deliver high quality process and workflow changes
  • Create a positive associate experience, develop an associate engagement program focused on developing underwriting talent and rewarding and recognizing associates
  • Design efficient and effective underwriting processes that create great customer experiences
  • Ensure compliance with all federal and regulatory requirements
  • Develop and manage controls to mitigate risks

Basic Qualifications:

  • Bachelors degree or military experience
  • At least 5 years of Small Business or Commercial Underwriting experience
  • At least 3 years of People Management experience

Preferred Qualifications:

  • 3+ years of experience leading a team accountable for Commercial or Small Business underwriting
  • 7+ years of Small Business or Commercial Underwriting experience
  • 3+ years experience in unsecured Small Business or Commercial Lending Products

At this time, Capital One will not sponsor a new applicant for employment authorization for this position. 


Posted: 2019-12-04 Expires: 2020-01-03

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Sr Manager, High Line Credit Risk Underwriting (Small Business Card)

Capital One

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