8 days old

Margin Lending Specialist

New York, NY 10176
**Job Summary:**

+ Participate in credit structuring and underwriting of Margin Loan credit facilities for the North America region. Underwriting will focus principally on securities backed margin facilities (ML) and Standby Letters of Credit (SBLCs), with exposure to also underwriting Pre-Settlement Exposure (PSE) limits for derivatives and foreign exchange trading.

+ Assume and build on an existing portfolio of existing credit relationships working closely with ML Transactors and Bankers.

+ Assist in the analysis of portfolio metrics, trends and KPIs (Key portfolio metrics), including deal pipeline, Specialists metrics, deal volume and trends.

+ Prepare and complete periodic reviews of existing assigned credit relationships, weighing risk vs returns and advocating as appropriate for renewal

+ Collateral Monitoring coordinate resolution of any margin calls.

**Major Job Responsibilities:**

+ Coordinate closely with ML Transactors to initiate and underwrite new ML (liquid/diversified collateral) credit transactions. Manage the Private Banker teams expectations, set workflow schedules and priorities to ensure timely completion of credit transactions within standard turnaround time-frames.

+ Conduct proper due diligence, follow standard underwriting guidelines within the framework of CPB Risk Core Credit Policies and procedures and the Global Capital Markets and ML product program (including KYC review, risk rating and collateral analysis, etc.) and complete the approval process on a timely basis.

+ Prepare standard ML loan documentation and arrange with the banker teams to have loan documents executed on a timely basis.

+ Ensure portfolio management including annual reviews are completed on schedule with minimal extensions/deferrals.

+ Coach and advise banker teams on basic credit policies, procedures and structure.

+ Partner effectively with internal Risk, Legal, and product groups to ensure seamless credit approval and deal closing.

+ Comply with all Fair Lending and other federal banking regulations, including proper notification standards and disclosure rules under ECOA/Regulation B.

**Knowledge/Skills Required:**

+ Familiar with marketable securities back lending (ML).

+ Familiar with Federal Banking Regulations, including Fair Lending regulations (ECOA, Reg O, Reg U, Reg W, etc.)

+ Strong oral and written communication skills.

+ Strong organizational skills and ability to manage time effectively in a fast-paced, high volume environment.

+ Good working knowledge of systems/MIS such as Word, Excel, PowerPoint.

+ Ability to effectively negotiate with bankers, internal peers, and occasionally external clients, as well as coordinate with outside counsel when necessary.


+ Bachelor degree. Preferably with a business or finance major.

+ Formal in-house bank credit training is strongly preferred.


**Job Family Group:**

Private Client Product Services


**Job Family:**

IF Margin & Sec Backed Finance


**Time Type:**

Full time


Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review **Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)** .

View the "EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) " poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP\_EEO\_Supplement\_Final\_JRF\_QA\_508c.pdf) .

View the EEO Policy Statement (http://citi.com/citi/diversity/assets/pdf/eeo\_aa\_policy.pdf) .

View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp\_%20English\_formattedESQA508c.pdf)


Effective November 1, 2021, Citi requires that all successful applicants for positions located in the United States or Puerto Rico be fully vaccinated against COVID-19 as a condition of employment and provide proof of such vaccination prior to commencement of employment.
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.


Posted: 2022-05-13 Expires: 2022-06-12

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Margin Lending Specialist

New York, NY 10176

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