7 days old

Credit Initiation Head For Cards/RC, MSBF & IPF

The Credit Maintenance Group Manager is a senior management level position responsible for accomplishing results through the management of a team or department in an effort to maintain data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team.The overall objective of this role is to drive data quality efforts, analyze and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.


+ Manage multiple teams or functional area to accomplish established goals and conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions)

+ Manage multiple senior managers and multiple units, contribute to broader and more complex projects/work, and monitor and manage multi-country work

+ Control budget, policy formation, and planning

+ Manage complex and highly variable issues with substantial potential impact

+ Conduct contract negotiations with vendors or contractors

+ Utilize in-depth knowledge of concepts and procedures within own area and basic knowledge of other areas to resolve issues that impact multiple areas

+ Ensure appropriate procedures are followed and contribute to defining standards

+ Integrate in-depth knowledge of own area with overall function to achieve established goals

+ Provide evaluative judgement based on analysis of facts in complicated, unique, and dynamic situations including drawing from diverse internal and external sources

+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.


+ 10+ years of relevant experience

+ Advanced knowledge of industry practices and standards

+ Consistently demonstrates clear and concise written and verbal communication

+ Ability to negotiate internally


+ Bachelors degree/University degree or equivalent experience

+ Masters degree preferred

In line with the increased focus on growing the wealth business globally, there is a need to re-engineer our processes and train our teams to achieve success in serving our clients and growing the business. To meet the demands of these transformations, it is necessary that we make the right appointment for talent that will help us drive and carry the team through the transition.

The successful candidate will be responsible for:

+ Transform credit onboarding process for MSBF (Margin & Securities-Backed Financin& IPF, leveraging on existing infrastructure for cards including automated screening, system-based underwriting rules, credit bureau and host-system integration

+ Roll-out automated & STP solutions for loan drawdown, currency switches, and pledge top-up. Drive adoption of new tools/solutions to achieve superior client experience

+ Build resiliency in the process through automation, create bench-strength and actualize cross-training of staff across functions

+ Balance in speed/service excellence with robust & independent underwriting/credit decisioning

+ Manage/Oversee the end to end process for both cards & MSBF with focus on risk and control, for both onshore & offshore units. Ensure adherence to regulatory & corporate requirements, and aim towards zero operational losses

+ Credit signing authority for high-ticket and credit deviations.


**Job Family Group:**

Operations - Services


**Job Family:**

Credit Maintenance


**Time Type:**

Full time


Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review **Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)** .

View the "EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) " poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP\_EEO\_Supplement\_Final\_JRF\_QA\_508c.pdf) .

View the EEO Policy Statement (http://citi.com/citi/diversity/assets/pdf/eeo\_aa\_policy.pdf) .

View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp\_%20English\_formattedESQA508c.pdf)
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.


Posted: 2022-05-13 Expires: 2022-06-12

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Credit Initiation Head For Cards/RC, MSBF & IPF


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